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Disciplined Capital.
Structured Results.

Black Budget Concepts provides professional real estate investors with structured capital including bridge, construction, long-term, and transactional lending for speed and certain execution.

OUR EDGE

Strategic Capital. Disciplined Execution.

Institutional Discipline

Velocity to Close

Tactical Transparency

Our streamlined internal underwriting process removes bureaucratic friction, ensuring deals move from submission to funding in record time.

We provide absolute clarity throughout the funding cycle. Expert-led risk assessment that provides certainty for professional real estate investors.

We provide structured funding solutions, including transactional lending, with the rigor of a private equity fund and the agility of a specialized boutique.

Funding Programs

Rehab & Bridge Funding

Fix & Flip

High-leverage private capital designed for professional fix-and-flip investors. We fund acquisition and 100% of renovations with rapid underwriting.

New Construction Capital

Ground Up

Disciplined funding for development. We provide the liquidity needed to break ground and maintain momentum from site prep to sale.

Long-Term Asset Loans

Rental DSCR

Non-recourse financing for stabilized income properties and portfolios. Underwriting focused on asset performance for long-term growth.

Fast-Cycle Capital

Transactional Funding

Same-day funding solutions for back-to-back closings. Engineered for speed and reliability to ensure seamless liquidity for wholesalers.

The Disciplined Path to Funding

A clear, approachable framework designed to move your real estate investment from initial submission to capital deployment with institutional precision.

01

Submission

Submit your deal package, including bridge, rental, or transactional lending requests. We prioritize transparency and deal readiness.

02

Analysis

Our team performs a disciplined analysis of asset value and use cases, covering everything from construction to transactional funding needs.

03

Exclusivity

Upon approval, we issue a professional term sheet. Once executed, capital is earmarked, ensuring no competing commitments during the closure phase.

04

Closure

A streamlined legal process ensures deal speed without compromising integrity. Capital is deployed as soon as closing conditions are met.

Common Questions

What is our typical response time for deal submissions?

Submissions are reviewed within 48 hours. Our team performs an initial desktop appraisal and feasibility check to confirm alignment with our structured underwriting mandates, including bridge and transactional lending scenarios.

What property types do we focus on?

We focus on professional real estate investors and operators working in residential and small-balance commercial. Typical property types include single-family homes, small multifamily, townhomes, and light commercial assets tied to a clear business plan. We prioritize deals where the asset, sponsorship, and exit strategy are all clearly defined.

What are our minimum and maximum deal sizes?

We evaluate deal size in the context of the asset, business plan, and sponsor profile. Our focus is on opportunities that are appropriately capitalized, with a clear use of proceeds and a credible exit. If your transaction is well-structured and supported by a thoughtful plan, we are open to a conversation.

Do we provide financing for non-experienced developers?

We specialize in providing capital for professional investors who demonstrate a disciplined track record and a clearly defined exit strategy through refinancing or asset liquidation.

What is required for the initial deal review?

Borrowers must submit a complete executive summary, pro forma, and deal memo. For transactional funding requests, please ensure executed purchase and sale agreements are included to verify the wholesale deal structure.

Submit Your Deal or Funding Request

Position your project, construction, or transactional lending needs for structured funding. Expect a guided process within 24 hours.

Submit your Deal

24-Hour Structured Capital Review

We fund structured real estate opportunities nationwide.

Serious operators only. Incomplete submissions will not be reviewed.

Serious Capital for Disciplined Investors

Black Budget Concepts provides bridge, construction, long-term, and transactional lending solutions for professional real estate investors. Scale your vision with a partner that values precision.

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